Current Similarities between
AHCA and ACA.

1. Pre-Existing Conditions Will Still Be Covered

Under the Affordable Care Act, insurance companies are required to cover pre-existing conditions. This is still the case under the AHCA, but the creation of High Risk Pools, funded with $8 billion dollars was an added amendment to the AHCA.  Pools provide coverage if you have been locked out of the individual insurance market because of a pre-existing condition, and are subsidized by a state government. The premium is up to twice as much as individual coverage. Individuals who have a lapse in coverage of more than 63 days will be required to pay a 30 percent premium surcharge for 12 months when coverage is purchased. 

2. Adult and College Aged Children Up To Age 26 Can Still Remain on Parents’ Health Plan

People who are under 26 years old can stay on their parents’ health insurance plan under both the ACA and the AHCA.

3. No Lifetime Cap

Before the Affordable Care Act many plans set a lifetime limit, a maximum dollar amount that were covered in the plan. The ACA prohibited this, and it is still prohibited under the AHCA.

4. Tax Credits

The AHCA includes an advanced tax credit, but it is based on age and family size rather than income level.